Payment Facilitator (PF) Model Support

Operate as a Payment Facilitator under Paynetics' acquiring licence — full lifecycle support for PF onboarding, merchant underwriting, processing, settlement, and scheme reporting.

Paynetics allows partners to function as Payment Facilitators under their acquiring licence, offering comprehensive support throughout the entire lifecycle.

Core offerings

The platform provides full framework for PF onboarding, merchant underwriting support, transaction processing, settlement, and scheme reporting — while maintaining compliance with card-network standards. Key service areas include:

Onboarding & registration — partners receive complete assistance with Visa and Mastercard PF registration, including contractual requirements and unique identifiers.
Merchant integration — an API-driven approach streamlines merchant submissions with integrated compliance checks, automated risk evaluation, and flexible approval workflows.
Risk oversight — ongoing supervision of sponsored merchants includes periodic KYC / KYB assessments based on risk scoring.
Payment processing — all merchant transactions route through Paynetics' acquiring infrastructure, enabling real-time oversight and detailed visibility.
Payout options — multiple settlement structures support different commercial needs, including reserves and customised fee arrangements.
Compliance & reporting — card schemes receive regular activity reports, audit documentation, and comprehensive compliance validation through the admin interface.

Business benefits

Partners gain faster market entry with reduced development requirements, simplified compliance management through centralised monitoring, and customisable configurations suited to their specific merchant profiles and commercial strategies.